Certificates of Deposit (CDs) Invest safely with a CD — so you can meet your savings goal with certainty. KEY FEATURES Fixed Rates Competitive Interest No Setup or Maintenance Fees Open in Minutes Details Fixed rates, higher than a regular savings accountHigher rates for longer termsSet aside for future savings goalsProvides more peace of mind than riskier investmentsWide range of terms available (from 6 months to 5 years)No setup or maintenance feesEarly withdrawals are subject to a penalty$1,000 minimum deposit to open Open in Minutes